Wednesday, December 13, 2017
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National Scheduled Caste Finance and Development Corporation (NSFDC)

  • National Scheduled Castes Finance Development Corporation (NSFDC) is a Government of India undertaking working under the Ministry of Social Justice and Empowerment.
  • TAHDCO is the Channelizing agency of NSFDC in Tamil Nadu.
  • NSFDC provides term loan for projects costing upto Rs.30.00 lakhs for any income generating activity.  The applications should be routed through the State Channelling agency only (TAHDCO).
  • Government of Tamilnadu has given Guarantee of Rs.25 Crores for the term  loan received from NSFDC.

Eligibility criteria

  1. The beneficiary should be from the Scheduled Caste Community.
  2. Annual family income of the beneficiary should not exceed (double the poverty line) Rs.40,000/- p.a. for rural areas and Rs.55,000/- p.a. for urban areas.

TAHDCO has given loan under NSFDC to 7090 beneficiaries.  Most of the beneficiaries under NSFDC (nearly 80%)  have availed term loan along with margin money.

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